Present value calculator
Work out today's equivalent of a future amount of money — useful for goals like a lump-sum college fund or a future purchase.
You need today
$30,695.66
Growth that will do the work for you
$19,304.34
Your analysis
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How this is calculated
Present value discounts a future amount back to today using your expected rate of return — the inverse of compound interest: instead of asking what a lump sum grows to, it asks what lump sum, growing at that rate, reaches your target.
This is an educational estimate, not financial advice.