FinDeskHub
Investing

DCA (Dollar-Cost Averaging) calculator

Investing a fixed amount every month, regardless of the price, is one of the simplest ways to build a position over time. See what a one-time amount plus regular monthly contributions could grow into at an expected annual return.

Total invested

$13,000.00

Projected future value

$15,736.21

Total gain

$2,736.21

Total gain %

21.05%

Your analysis

Save this calculation

Download the inputs and results to share them or review them later.

How this is calculated

Each monthly contribution is assumed to be invested at the end of that month and compounds at 1/12 of your expected annual return for every remaining month. The initial lump sum, if any, compounds the same way from month one. This is a projection based on a constant assumed return — real markets don't move in a straight line, so actual results will differ, sometimes by a lot.

This is an educational estimate, not financial advice.